German Net Salary Calculator 2026

How to work out net pay in Germany

1. Enter the gross salary and whether it is per month or per year.
2. Pick your tax class and the number of children, and whether you pay church tax. Bavaria and Baden-Württemberg charge 8%, the other states 9%.
3. Enter your health insurer's extra contribution (the average for 2026 is 2.9%), then read the net pay and each deduction for the month and the year.

Frequently asked questions

Which figures does it use for 2026?

The 2026 income tax rates with a basic allowance of €12,348, the solidarity surcharge exemption of €20,350, and contribution ceilings of €5,812.50 a month for health and care insurance and €8,450 for pension and unemployment insurance.

Which tax class do I have?

Class I if you are single, II if you are a single parent, III or V for married couples where one partner earns much more, IV if both earn about the same, and VI for a second job.

Why does my payslip differ slightly?

Payroll also counts things such as benefits in kind, allowances entered on your tax record and your insurer's exact rate. The wage tax here follows the official 2026 calculation for employees in statutory health insurance.